An Independent Insurance Agency dedicated to secure coverage plans that best fit your health needs and future legacy.
My mission is to help educate and be a trusted resource for you and your loved ones. Helping you choose the best plan for you and your family now and years to come so you can do what’s most important.
From seniors turning 65, people newly retired, to supporting family members with long term care insurance needs, we can help. From watching friends and family endure unfortunate events, estate issues, and lack of proper long-term care coverage, our family has experienced it all.
This is why I am so passionate about planning and protecting your family’s health, future and legacy.
Yours truly,
Kristine Swisher
I started my business because I am truly passionate about insurance and the protection of one’s legacy. As a wife and mother to two small children and a caregiving daughter for my disabled mother, I truly understand the weight of caring for everyone. Insurance Protection is an important part of your estate and huge peace of mind that is worth its weight in gold.
We live in Oceanside, the northernmost coastal city of San Diego with my husband, my two sons and my garden (they are my babies, too). I founded Giving Tree Insurance because I believe that planting a seed, watching it grow and flourish can serve your family for years to come. When I am not working, I am busy shuttling the kids to their endless activities, tending to my veggie and fruit garden and traveling to visit family and friends in the Pacific Northwest.
With so many Medicare insurance and prescription drug plans available on the market, it is no wonder why seniors have a difficult time understanding all of it. Do I need a Medicare Advantage Plan or a Medigap Supplement? What is the difference? The Medicare enrollment journey seems like an overwhelming process and it simply does not have to be.
We can make choosing a Medicare insurance plan that’s right for you an easy decision that you can be satisfied with. My job is to guide you through your Medicare enrollment and assist you in choosing a plan that best fits your medical needs and budget. You will have my personal attention for your Medicare needs now and in the years to come.
Long Term Care insurance is something that hits very close to home for me. You may never need care, but if you did how would you pay for it and how would it affect your family?
Planning for your long-term care needs is never on the fore front of one’s mind but these costs can deplete a life savings of retirement and assets very quickly.
Long-term care insurance allows you to choose the type of care you will need in the location YOU desire. A high quality LTC plan can be the exact thing you will need to keep you out of a nursing home and age in place. LTC insurance alleviates the stress and burden for your loved ones, while helping provide the financial and emotional support your family needs. Because after all you deserve it!
Kristine Swisher was Awesome!!! She helped me out in every way possible !! Took the time to research all my many needs and concerns,, she was patient with me on changes and situations! Very down to earth and understanding!! I would definitely recommend her!!!
Kristine, of Giving Tree Insurance was absolutely a BLESSING to work with, I am beyond grateful for her being referred to me! She is incredibly knowledgeable and stays up to date on the changing insurance environment, thus was able to answer my myriad questions, which were ongoing for several weeks….she always got back to me immediately….it felt like the more I learned, the more questions I had…after 35 years of secure and excellent coverage, she availed the transition to Medicare to be seamless and allow me peace of mind going forward; HUGE! Can’t give her a strong enough recommendation!!!
Giving Tree is very helpful and knowledgeable and works hard at explaining different policies so you know exactly what to expect. I worked with Kristine for the first time after becoming so frustrated with my local Insurance agent I had used for many years that wouldn’t take the time or didn’t have the knowledge to explain all the different policies offered. I always thought it best to stay with local agencies who had knowledge with state regulations but that proved me wrong, as Kristine was much more knowledge and helpful than my local agency. I will definitely use Kristine in the future, and highly recommend her.
My wife and I were struggling to find some good health coverage for our family. We could not decide on the best plan for us. Giving Tree was able to help us with the least amount of stress, getting us the right plan in a short amount of time. I would recommend using Giving Tree for your health coverage needs.
Kristine has gone above and beyond for me with my need for health care and dental care. I had many questions and she responded promptly to me. I recommend her for any insurance needs!!!! She’s a joy to work with.
I received a card in the mail from Kristine Swisher back in April of 2020. I don’t normally respond to these things but I am very happy I did. Kristine was very good at explaining medicare to me, a person who hates numbers and tech. She always followed up and stayed with me all the way through. She was so friendly and personable. I feel like I have a new friend in her. I now know all I need and I know that if I have a question Kristine will be there for me.
Kristine Swisher, Giving Tree Insurance agent, went above and beyond to help me with my Covered California enrollment. She was, at all times, professional, responsive, knowledgeable, and helpful. I highly recommend her!
San Diego, CA
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